HSBC Student Bank Accounts

HSBC Bank has been around for years and offers a student bank account that looks to be one of the best around if you are after initial free offers. Their standard banking offer is also good, so it's well worth a look.

The HSBC Student Bank Account

The HSBC student bank account works and operates like any normal banking account with one of the highest free overdrafts available in the UK. It also comes with other enticing offers as follows:

• Interest-free overdraft of £3,000 in year three.
• £60 Amazon gift card.
• Free Amazon Prime for 12 months.
• Student credit card with a £500 spending limit.
• A range of exclusive discounts at shops and restaurants.
• A personal HSBC international debit card.
• 0% AER credit interest on money in your account.
• Easy access through HSBC's branches and cash machine network.
• Unlimited online and telephone banking - for 24-hour access to your bank account.

Apply online here or in your local branch.

The HSBC Graduate Account

The HSBC graduate account is for people who have just left university to help them on their way and includes an interest-free overdraft of up to £1,500. The full details are as follows:

• Interest-free overdraft of £1,500 in your first year.
• Interest-free overdraft of £1,000 in your second year.
• Graduate loans of up to £25,000 at preferential rates payable over eight years.
• You receive an HSBC debit card.
• Individual regular savings account with a 3% AER interest rate.
• 0% AER credit interest on money in your account for HSBC University Accounts.
• Easy access through HSBC's branches and cash machine network.
• Unlimited online and telephone banking - for 24-hour access to your bank account.

These are reasonable accounts, and the one big bonus is the fee free overdraft of up to £3,000.